Do not worry, I do not take your reply as arguing. I probably should have given a reference where to find the warning against NAME sub-tags in the GEDCOM standard, though. So, for completeness sake: you will find the quoted warning in the definition of PERSONAL_NAME_STRUCTURE page 38 of GEDCOM standard draft release 5.5.1.
Note, the warning refers to using NPFX, GIVN, NICK, SPFX, and SURN sub-tags, it does not refer to the formatting of the NAME tag value.